A modern resource hub for brighter financial futures
Lumina brings light to life’s biggest financial steps — helping individuals and communities learn, plan, and grow with clarity, compassion, and confidence.
Lumina's vision
A safer, simpler way to build financial resilience with your community
Settling in a new country often means new ways of working, socialising, and living. But no matter where you go, we know how important it is to honour your traditions and culture — especially when it comes to building prosperity for future generations.
At Bloom, we give you the tools you need to build wealth for yourself and your children — no matter where you’re from.
Who is Lumina for
For dreamers from every generation
Lumina is built for communities. Whatever your financial goals – university, a wedding, a new arrival, or simply to send money home to your loved ones, Lumina is for you.
Whether you already have an established ROSCA, or you want to start a new money club, you can use Lumina to manage it.
Why choose is Lumina
Plan for your future, treasure your past
Lumina helps people from global communities create and share wealth in the UK. Safety, community, and convenience are at the heart of everything we do. We provide the financial tools you need to prosper in your new home, while staying true to the values that form your culture and community.
How Lumina works
A safer, simpler way to contribute with your community
Bloom sends the payout to the collector’s bank account automatically. Organizers don’t need to worry about tracking pay-ins and payouts — everything is handled by Bloom’s app.
Why Choose Us
A money club app you can rely on
stopping fraud
Leading fraud prevention software monitors every transaction for suspicious activity to keep your money safe.
stopping fraud
Leading fraud prevention software monitors every transaction for suspicious activity to keep your money safe.
We’re dedicated to building a community money club app you can trust. So we’ve put the best security measures in place to protect your money and private data.
stopping fraud
Leading fraud prevention software monitors every transaction for suspicious activity to keep your money safe.
stopping fraud
Leading fraud prevention software monitors every transaction for suspicious activity to keep your money safe.